Modulars vs Manufactured

Hartzler's Quality Housing, Inc. is one of a few home builders in Ohio to handle both modular and manufactured homes. We realize the difference between these types of homes can be confusing, so we have compiled the following information to help explain the basic differences.

Modular homes are built to the standards and specifications of the Ohio Basic Building Code (O.B.B.C.). The floor joists and side walls are supported by either basement or crawl space walls. If you look up at the underside of a modular home you will see the wooden floor joists and steel jack posts, just like a site built home. A modular home has no steel frame unit and is transported on a reusable carrier. Modular homes come in various models, such as ranch, cape-cod and two-story homes. They usually have finished drywall on all interior walls and offer a variety of different roof pitches. A modular home has no title which makes it considered and taxed as real estate.

Manufactured homes are built to standards and specifications of the Department of Housing and Urban Development (H.U.D.). They are built on a steel chasis for transportation which is also permanent support for the home. Due to the steel framework, manufactured homes can be placed on a basement or crawl space or be set up in parks with skirting around them. Manufactured homes usually come in ranch style and typically have a lower roof pitch than modular homes. Interior walls in manufactured homes are usually precovered vinyl over gypsum panels with trim battons. Finished drywall is an option for many manufactured homes. Manufactured homes leave the factory classified as a vehicle and thereby do have a title. If the home is placed on a permanent foundation, the title can be converted to real estate, and the home will be taxed as real estate, instead of as a mobile home. When looking under a sectional home, there will always be a network of steel framing that supports the home.

There are numerous options for financing your new home today, including 30-year fixed-rate mortgages! Talk to your salesperson for more details.